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West Cal Financial
  • Home
  • About
  • Financing
  • Buyers
  • Buyer Home Buying Guides
  • Sellers
  • Property Managment
  • Testimonials
  • Design
  • Homes for Rent
  • Blog
  • Contact
  • Referrals
  • Privacy Policy
  • Novato

Your Trusted Real Estate & Mortgage Experts in Novato, CA

Novato Real Estate & Home Loans: Your Local Experts

 Whether you’re buying your first home, selling your current one, or exploring financing options, West Cal Financial is here to guide you every step of the way. We’re proud to serve clients across California — and Novato is where we call home. 

Schedule a Free Consultation

Novato Real Estate Market Snapshot (Updated Monthly)

✅ Novato Market Snapshot – September 2025

(Source: Realtors Property Resource® (RPR) Market Activity Report, updated 9/30/2025. Figures reflect all residential property types.)


📈 Overall Market Highlights


  • 🏠 Median Sold Price: $965,000  (▼ 7.74 % MoM)
     
  • 📊 Median List Price: $1,195,000  (▲ 8.7 % MoM)
     
  • 📉 Median Estimated Property Value: $1,078,060  (▼ 0.5 % MoM; ▼ 4.5 % YoY)
     
  • ⏱️ Median Days on Market: 37 days  (▲ 32.1 % MoM)
     
  • 📈 Sold-to-List Price: 99.2 %  (▲ 1.5 % MoM)
     
  • 📦 Months of Inventory: 2.55 months  (▲ 1.92 % MoM)
     

✅ Market interpretation: Despite slightly longer days on market, homes continue to sell close to asking price, signaling a balanced-to-seller-leaning market. Median values are softening modestly, but list prices remain strong, indicating seller confidence.


🏘️ Neighborhood & ZIP-Code Breakdown


Area / ZIP CodeMedian Sale PriceMoM ChangeYoY ChangeAvg. Days on MarketMarket InsightWest Novato$1,215,000+1.3 %n/a~26 daysStable prices, quick sales.Central Novato$1,016,000+11.0 %n/a~30 daysStrong growth and buyer demand.Southeast Novato$1,385,000+9.9 %n/a~35 daysPremium homes moving steadily.94947$1,100,000+15.1 %n/a~29 daysHot market, double-digit price gains.94945$1,095,750▼ 10.9 %n/a~31 daysCooling slightly, more inventory.94949$1,340,000+7.2 %n/a~34 daysStrong demand in south Novato.  


📊 Quick Takeaways


  • 🔥 Central Novato and ZIP 94947 leads the market with double-digit price appreciation, reflecting limited supply and high demand.
     
  • 📉 94945 shows some cooling, possibly due to rising inventory or buyer pushback on pricing.
     
  • 📈 94949 remains competitive with steady growth and near-month-long average time on market — ideal conditions for sellers.
     
  • 🏡 Overall, Novato’s housing market remains resilient. While median prices softened month-over-month, demand is strong, list prices are rising, and most homes are selling just below asking price.

Get Your Free Market Analysis

Novato Home Loan & Financing Solutions

Financing Options Designed for Novato Buyers

 As a one-stop real estate and mortgage brokerage, we make home financing simple. Whether ket Analysisyou’re buying your first home, moving up, investing, or refinancing, we’ll help you:


  • ✅ Understand your budget and loan options
     
  • 💵 Secure competitive rates and terms
     
  • 🔁 Explore refinance and equity opportunities
     
  • 🏡 Pre-approve quickly so you can make strong offers
     

We work with clients throughout California, but our deep knowledge of Marin County and Novato’s housing market gives you a competitive edge.

Get Pre-Approved

Why Work With West Cal Financial

A Local Team with Statewide Reach

  We’re more than just real estate agents and mortgage brokers — we’re neighbors, community members, and trusted advisors. With decades of combined experience and a deep connection to Novato, we’re here to help you:

  • ✅ Buy or sell with confidence
     
  • 💸 Navigate the mortgage process with ease
     
  • 📍 Understand local market trends and timing
     
  • 🤝 Build wealth through real estate
     

Whether you’re starting your home search or planning your next move, we’re ready to help.

Talk To Our Novato Team

Ready to Take the Next Step?

  Let’s make your real estate goals a reality. Contact our team today to schedule a free consultation — no pressure, just expert advice.


📍 West Cal Financial
Your trusted real estate & mortgage experts in Novato, CA
📞 415-320-7454
🌐 westcalfinancial.com

Contact Us Today
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West Cal Financial

1775 Indian Valley Rd, Novato, California 94947, United States

415-320-7454

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